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Americans are more likely to be uninsured if their family head works for a small business, according to new analysis released Oct. 14 by the Employee Benefit Research Institute. For people in families in which the head works for a firm with fewer than 10 employees, the probability of being uninsured is 31.8% - compared with 26.4% for those whose head works for a firm with 10-24 employees and 14.1% for 100-499 workers, the analysis shows. The probability of being uninsured falls to 10.7% in families whose head works for a firm of 1,000 or more. The report also shows that coverage varies significantly from state to state, with people in the West South Central states of Arkansas, Louisiana, Oklahoma and Texas most likely to go without coverage (25.3% uninsured) and those in the upper Mid-West and New England least likely to be uninsured (11.3% and 11.4%). The analysis is based on Census data released earlier this year, which found that the number of uninsured Americans climbed last year due to a drop in employer-based coverage. The EBRI analysis predicts this trend will “continue or accelerate as long as the labor market remains weak and the cost of providing health benefits continues to increase.”
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